Welcome to
Monetra
Know about money before it moves, not after.
Monetra watches your accounts, cards and payments, and tells the right person before money needs a decision.
• Built for founders, finance leads and operations teams •
The problem
Money problems surface too late
Approvals in inboxes, receipts in pockets, balances in four tabs. Here is what changes when the panel speaks up first.
Without Monetra
Approvals stall in email threads
Receipts chased at month-end
Balances checked across four logins
Budgets discovered after they are spent
With Monetra
Requests go straight to the person who can approve
Receipts requested right after each purchase
Every account and currency in one total
Budget owners warned before the limit
Features
Everything your finance team needs in one panel
Payments, accounts, cards, budgets and AI answers work together instead of across five tools.
Payments and payouts
Collect from customers and pay suppliers, contractors and teams from one queue.
Accounts and balances
See every business account and its balance in one consistent view.
Smart cards and controls
Issue cards with limits, categories and approvals built in.
Budgets and cash flow
Track budgets by team and follow money in and out over time.
AI-assisted insights
Ask questions about your numbers in plain English.
Multi-currency workflows
Hold, convert and pay out across currencies in one place.
Notices
Told first, with the screen that explains it
Five notices from one sample week, each sent to the person who can act.
Approval due
Approval due: $3,400 invoice
Sent to the finance lead with the receipt, budget and rule attached.
Budget
Marketing is at 88% of October
The budget owner sees what is left before committing more.
Payout run
Friday's payout run is ready
Ten payouts in five currencies, each with its approval.
AI answer
Three vendors grew over 50%
A plain question about spend, answered with the transactions behind it.
Receipt
Receipt missing: travel, $864.20
The card owner is asked right after the purchase, then weekly.
How it works
Up and running in three steps
No long onboarding. One sample invoice shows the whole path, from request to paid.
01
Connect your accounts
Bring business accounts, cards and payment flows into one workspace, so every balance sits in the same view.
02
Set your rules
Spend limits, approval routes and budgets, set once. Requests follow the rules instead of an email thread.
03
Get told first
Monetra sends the notice to the right person before money needs a decision, with the screen that explains it.
Try it
Who gets asked?
Monetra applies your rule the moment a request lands. Pick a sample request to see where it goes.
Sample rule: under $2,500 approves itself. Above $2,500 the finance lead decides. Above $10,000 three people sign off.
$640
Software renewal on a team card
Who is asked: Nobody. It is inside the rule, so it approves itself.
What goes out: A receipt reminder to the card owner.
When it is paid: On the card, today.
$3,400
Supplier invoice from Operations
Who is asked: The finance lead.
What goes out: One approval notice with the invoice, budget and rule attached.
When it is paid: In Friday's run, once approved.
$12,800
Equipment order
Who is asked: The finance lead, then the CFO, then a second approver.
What goes out: One notice at a time, in that order.
When it is paid: In the first run after the third yes.
Pricing
Simple tiers, priced soon
Monetra's pricing has not been approved. This is how plans are meant to be organised.
Draft placeholder
Tier 1 — name to be confirmed
Price to be confirmed
For founders and small teams bringing accounts and cards into one view.
The full Monetra panel
Limits set with pricing
Inclusions to be confirmed
Draft placeholder
Tier 2 — name to be confirmed
Price to be confirmed
For growing finance teams adding approvals, budgets and payouts.
The full Monetra panel
Limits set with pricing
Inclusions to be confirmed
Draft placeholder
Tier 3 — name to be confirmed
Price to be confirmed
For businesses running several accounts, teams and currencies.
The full Monetra panel
Limits set with pricing
Inclusions to be confirmed
FAQs
Frequently asked questions
What Monetra is, what this site shows, and what is still to be confirmed.
What is Monetra?
Monetra is a business finance workspace concept that brings payments, accounts, cards, spending controls, budgets and analytics into one panel. This site presents the product idea and illustrative interface examples.
Is Monetra a bank?
No. Monetra is presented as software for managing business money workflows. This site does not offer bank accounts, hold funds or move money.
Is the data on this site real?
No. Every balance, transaction, name and chart on this site is sample data created to illustrate how the workspace is intended to work.
Which teams is it designed for?
Founders and business owners, finance managers and controllers, and operations teams in growing companies that manage payments, cards and budgets across several accounts.
How does the AI assistant work?
The assistant shown here is an illustrative example of asking finance questions in plain English. It is not a live feature on this site.
How do I learn more or give feedback?
Send a message through the contact page. We will update this answer once the enquiry workflow is confirmed.
Get started
Ready to know before money moves?
Tell us how your team moves money today, and we will show you what Monetra would flag first.
Monetra
Know before money moves. One panel for payments, cards, accounts and budgets.
Monetra is a product concept. Every balance, name and figure on this site is sample data. Monetra is not a bank and does not hold funds or move money.
Coin photograph: “Juno Moneta denarius 46BC ashmolian” by Geni, CC BY-SA 4.0, via Wikimedia Commons. Article photographs: Unsplash contributors.
© 2026 Monetra · Concept site
Privacy and terms to be added before launch